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Protect Your Home, Protect Your Peace of Mind

Home Insurance

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Coverage That Gives You Confidence

Your home isn’t just a house—it’s where life happens. At TWFG Amber Pillsbury Insurance, we understand the importance of protecting your investment and everything inside it. Whether you’re a homeowner, renter, or landlord, we’ll help you find the right coverage for your property, ensuring you’re prepared for the unexpected.

What Does Home Insurance Cover?

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Dwelling Protection

Covers damage to your home’s structure from events like fire, storms, or vandalism.

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Liability Protection

Covers legal expenses if someone is injured on your property or if you accidentally cause damage to someone else’s property.

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Personal Property Coverage

Protects belongings like furniture, electronics, and valuables from theft or damage.

Frequently Asked Questions

  • Is home insurance required in Texas?

    While Texas law doesn’t require home insurance, most mortgage lenders in League City and surrounding areas do. Even if you own your home outright, homeowners insurance is crucial to protect against costly repairs, liability claims, and unforeseen disasters.

  • How much homeowners insurance do I need?

    The right coverage depends on your home’s replacement cost, location, and belongings. We’ll help you find an affordable homeowners insurance policy in League City that ensures you’re protected without overpaying.

  • Does home insurance cover hurricanes and floods?

    Standard home insurance in League City, TX covers wind damage but does not include flooding or storm surges. Because Texas homeowners are at risk for hurricanes and flooding, we highly recommend adding flood insurance and windstorm coverage to your policy.

  • How can I lower my home insurance costs?

    Bundling home and auto insurance, increasing your deductible, and installing security systems can help lower your home insurance rates in League City. We’ll compare options from top providers to find the best price for your needs.

  • Does renters insurance work the same way?

    Renters insurance doesn’t cover the building itself but protects your belongings and liability if something happens in your rental home or apartment. We offer affordable renters insurance policies in League City to keep your possessions safe.

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