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Protect Your Business, Secure Your Future

Business Insurance

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Insurance That Works as Hard as You Do

Your business is more than just a job—it’s your passion, your investment, and your future. At TWFG Amber Pillsbury Insurance, we help business owners in League City, TX, and surrounding areas protect their operations with comprehensive commercial insurance. Whether you’re a small business, contractor, or growing enterprise, we offer customized business insurance policies to safeguard your livelihood from unexpected risks.

What Does Business Insurance Cover?

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General Liability Insurance

Protects against claims of injury, property damage, and lawsuits related to your business.

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Commercial Property Insurance

Covers your building, equipment, and inventory from fire, theft, vandalism, and natural disasters.

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Workers’ Compensation Insurance

Helps cover medical expenses and lost wages if an employee is injured on the job.

Frequently Asked Questions

  • What type of business insurance do I need?

    The right coverage depends on your industry, business size, and risks. A small business in League City may need general liability insurance, while a contractor might require commercial auto insurance. We’ll help you find the best plan tailored to your needs.

  • Is business insurance required in Texas?

    Texas doesn’t require general liability insurance, but some industries may have state or client-mandated coverage. If you have employees, workers’ compensation insurance in Texas is strongly recommended to protect your staff and business from financial losses.

  • How does business insurance protect me from lawsuits?

    A business liability insurance policy in League City helps cover legal fees, settlements, and damages if someone sues your business for injury, property damage, or negligence. Without it, lawsuits could put your finances—and your company—at risk.

  • Does business insurance cover natural disasters?

    Standard commercial property insurance in Texas covers fire, wind, and vandalism but doesn’t always include flood insurance or hurricane damage. Many businesses in League City, TX add separate flood insurance to protect against coastal storms and heavy rains.

  • Can I bundle business insurance policies?

    Yes! A Business Owner’s Policy (BOP) bundles commercial property insurance and general liability insurance into one affordable package for small businesses. Bundling your business and commercial auto insurance can also save you money.

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